Ecommerce Website Mpesa Payments Intergration

Mpesa is a mobile payment service offered by Safaricom to its Subscribers in Kenya and Tanzania. It was launched in 2007 and has won the masses over the years. Mpesa allows you to deposit, withdraw, send money, buy airtime and borrow a loan from M-Shwari or Fuliza service. On the same note, you can pay for goods or services via Paybill or buy goods till number. Almost every business organization has a Lipa na Mpesa till number or Paybill number to accept payments from customers and other business organizations.

MPESA released their new API (Application Programming Interface) to enable developers to access M-Pesa services; 

These include:

• C2B - Customer to busness - This is the normal paybill and and till number service, 
• B2C - Business to customer - This enables business to send money directly to a list of phone number from their bulk account. This is a convenient service to pay salaries to many staff to reduce time and error in doing this one by one. 
• B2B - Business to business - This enables business to pay other businesses. It's the same as B2C but instead of sending money to a personal phone number, you sent to a paybill or till number.

MPESA Developer Portal enables a developer to create an app and use that app to access the MPESA API's. The purpose of this step is to be able to create an app. There is the test app and live app. The test app is used for development and after going live, an live app will be automatically created. This involves the following steps:

1. Go to MPESA Developer Portal and create an account
2. Create an app

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