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Mpesa is a mobile payment service offered by Safaricom
to its Subscribers in Kenya and Tanzania. It was launched in 2007 and
has won the masses over the years. Mpesa allows you to deposit,
withdraw, send money, buy airtime and borrow a loan from M-Shwari or
Fuliza service. On the same note, you can pay for goods or services via
Paybill or buy goods till number. Almost every business organization has
a Lipa na Mpesa till number or Paybill number to accept payments from
customers and other business organizations.
MPESA released their new API (Application Programming Interface) to enable developers to access M-Pesa services;
C2B - Customer to busness - This is the normal paybill and and till number service,
- Business to customer - This enables business to send money directly
to a list of phone number from their bulk account. This is a convenient
service to pay salaries to many staff to reduce time and error in doing
this one by one.
B2B - Business to business - This enables
business to pay other businesses. It's the same as B2C but instead of
sending money to a personal phone number, you sent to a paybill or till
MPESA Developer Portal enables a developer to create an app and use
that app to access the MPESA API's. The purpose of this step is to be
able to create an app. There is the test app and live app. The test app
is used for development and after going live, an live app will be
automatically created. This involves the following steps:
Scaling manufacturers need to focus on their manufacturing branding now more than ever, especially as consumers continue moving to buy from them directly. Main reasons that you need to take your branding seriously.